You Didn’t Build Your Wealth to Lose It in Transition

70% of families lose wealth by the 2nd generation. Businesses fail at transition not growth.
We design the structure that prevents both.

The Reality of Wealth Transition

Why Wealth Actually Disappears

Illiquid Estates

When assets are tied up in real estate or business, families are often forced into fire sales just to satisfy the IRS tax bill.

No Succession Plan

Without a pre-funded exit, partners lack the cash to buy out heirs, leading to business collapse and litigation.

Poor Trust Design

Outdated or rigid trust structures lead to a total loss of control, leaving assets exposed to creditors and divorce.

Unprepared Heirs

Generational wealth erosion occurs when beneficiaries inherit capital without the governance to protect it.

No Coordination

When legal, tax, and insurance aren't aligned, massive tax inefficiencies drain the estate's value before it transfers.

Grandfathering Risks

Waiting until 2026 to act means missing the window to lock in historically high exemptions.

It’s not the market. It’s structure.

Permanent Doesn’t Mean Forever.

Today’s $15M / $30M exemptions are historically high. But tax laws change with administrations and Congress. The window is open now. It will not always be. Act while the window is at its peak.

Every Business Transition Has a Story.
Make Sure Yours Ends the Way You Intend.

From family businesses to multi-million-dollar estates, wealth can disappear in an instant without structure. Most families don’t lose wealth because of poor investments. They lose it because of:

Generation 1

The Builder

Creates wealth through business and investment, but relies entirely on personal capability.

Generation 2

The Maintainer

Inherits wealth but lacks the architectural structure to protect it from taxes, transition, and conflict.

Generation 3

The Loss

Wealth permanently disappears due to forced liquidation, litigation, or structural failure.

We Engineer Outcomes — Not Just Plans.

MAXGLP is a strategic advisory firm operating at the intersection of estate planning, business strategy, tax efficiency, and insurance structuring. We don't sell products. We design strategic financial architecture.

Without Structure

Assets are exposed to taxation
Businesses face forced liquidation
Families fracture over transitions

With MAXGLP

Liquidity is strategically created
Wealth and control are preserved
Transitions are engineered

TAXING TIMES

2025–2026 Strategic Wealth Transfer Alert

In 2025, the annual gift tax exclusion is $19,000 per recipient ($38,000 for married couples splitting gifts), allowing you to make tax-free transfers without any IRS reporting. Amounts exceeding this limit reduce your lifetime exemption, which for 2025 stands at $13.99 million ($27.98 million for couples)—the total amount you can transfer across your lifetime or at death without triggering federal estate or gift tax.

Looking ahead to 2026, the annual exclusion remains at $19,000 ($38,000 for couples), but the lifetime exemption is set to increase to $15 million per individual ($30 million for married couples). Any gifts exceeding the annual limit reduce this lifetime "pool" and must be documented via IRS Form 709. Understanding these shifting thresholds is critical for protecting your legacy from unnecessary tax drag and ensuring your wealth stays where it belongs—with your family.

CORE CAPABILITIES

Estate Liquidity Engineering

Prevent forced asset sales using precision life insurance and advanced trust structures.

Tax-Efficient Wealth Transfer

Execute strategic gifting and establish advanced trusts (ILITs, SLATs) to minimize estate exposure.

Business Succession Planning

Ensure seamless continuity, fully funded buy-sell agreements, and definitive leadership transitions.

Multi-Generational Control

Protect heirs from poor decisions by establishing resilient family governance systems.

Key Employee Protection

Stabilize your business operations during the unexpected loss of a critical team member.

Asset Protection & Privacy

Avoid the highly public probate process and actively shield your assets from outside creditors.

Real-World Outcomes

These aren't failures of intelligence. They are failures of structure.

Structural Failure

The Stadium That Didn't Stay in the Family

The Situation: A business owner built a massive legacy asset with personal capital. At death, the estate was highly concentrated with insufficient liquidity.

The Result: Taxes were due immediately. The family was forced to sell the stadium asset entirely. Wealth concentration without liquidity forced their hand.

MAXGLP Intervention

Renford & Smith Business Continuity

The Challenge: A highly profitable $10M business facing severe succession uncertainty and family transition risk if an owner passed.

The Strategy: Structured a one-way buy-sell agreement funded by precision life insurance and key employee protection.

The Result: Seamless transition. Business continuity guaranteed, and family wealth fully preserved.

Planning Failure

The $180M Estate Collapse

The Situation: A massive estate left without a structured will or governance plan. Multiple executors were appointed by the state.

The Result: Years of family litigation, forced sale of legacy assets, and massive wealth erosion. A complete failure of preparation, not investment.

MAXGLP Intervention

Lorraine’s Toy Store Liquidity

The Challenge: An illiquid, family-owned retail business facing crushing estate taxes and debt obligations upon the founder's passing.

The Strategy: Engineered a dedicated life insurance liquidity plan structured outside the taxable estate.

The Result: Estate taxes were paid in full without selling any business assets. The store stayed in the family.

We Don’t Replace Advisors — We Coordinate Strategy.

"I don’t compete with advisors. I implement structural solutions most firms don’t execute. We collaborate with your existing team to make them more effective."

— John McIntyre

Protect Your Family Legacy Before It’s Too Late.

You spent a lifetime building your wealth. Make sure it lasts longer than your lifetime.